Review of reward mutual aid cancellation refund
There was a time when it was taken for granted to include at least one mutual aid. However, unexpectedly, as problems with mutual aid increased, many people canceled the contract, and I am also scheduled to receive a cancellation refund after canceling and canceling the previously entered mutual aid contract. I am sharing my personal review on this.
rewarding mutual aid
rewarding mutual aid
Boram Mutual Agreement and Termination
There was once a story about mutual aid that was very talkative. At that time, I just passed by casually, but since I was still paying 30,000 won a month, I decided to cancel after thinking about whether I really needed mutual aid. 상조 해약환급금
First, I called the Boram Mutual Aid Call Center to get information on the mutual aid I had entered. 좋은뉴스
The number of times of payment was 97 times, and 2.91 million won was paid. At first, I was worried about keeping it, but when I called and asked, I thought it was unnecessary to say that it could be transferred to others or used for cruise travel expenses.
Contrary to the information on the Internet, the counselor told me that if I make 130 payments, I can get 100% of my money back.
How to terminate mutual benefit
Cancellation method
How to terminate mutual benefit
Someone told me that it was not possible to cancel the contract over the phone at Boram Mutual Assistance, but in my case, I immediately called to consult about the product I subscribed to and said that I was canceling the contract.
After 1-2 hours passed, I got a call from the Boram Mutual Aid Cancellation Team. After verifying your identity, you will be asked for your resident registration card. At first, we asked if we needed a resident registration card, but if the photo of the resident registration card was not sent via e-mail or text message, we sent an e-mail saying that we would have to visit the branch in person.
After 30 minutes, the Boram Mutual Aid Cancellation Team confirms the ID by e-mail, and begins recording the contents of the cancellation. After recording the cancellation, he said that he would deposit money into the bank account that was automatically transferred the next day as a rewarding mutual aid. The cancellation refund was deposited into the bank account, which was usually transferred 1-2 days later.
▣ Reward and mutual aid site
rewarding mutual aid
Korea’s representative mutual aid mutual aid number 1! Boram mutual aid group recognized by 2.64 million members Main phone number: 1588-7979 Funeral reception (24 hours): 1577-1009
www.boram.com
Reward and mutual aid login
Reward and mutual aid login
reward mutual aid cancellation refund
Boram mutual aid products sold in the past are sold at 3.9 million won, 4.9 million won, and 7.8 million won. Now it has changed a little, so it seems to be two kinds of authorization, but anyway, we share information about the rewarding mutual aid termination refund.
▣ 3.9 million won products 65 times 130 times
76.3% refund when paying 30 times for 65 products = KRW 13,72,500
80.3% for 40 payments
84.4% for 60 payments
85% for 65 payments
73% refund when paying 50 times for 130 products = KRW 1,095,000
78.6% for 70 payments
81.7& for 90 payments
83.6% when paying 110 times
85% for 130 payments
The refund rate varies slightly depending on the product, but the refund rate is approximately the same as the above when paying a few percentages in the above payment method 65 times or 130 times. In my case, if I pay 97 times, it is said that 82% will be refunded.
However, I definitely talked to the counselor and said that 100% of the amount will be refunded at the maturity of number 130, but if you look at the data on the Internet, it says 85% refund at the maturity. Anyway, after paying 97 times out of 130 times, I canceled mutual aid with a refund of about 82%.
Reasons for non-renewal insurance
One of the things I regret more and more in my life is the renewal type of insurance. When I was young, the renewal type looked good because it was cheap, but as time passed, at some point, looking at the insurance premiums rising by more than 30 or 40% at once
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The reason for the termination of the Boramangjo
To be honest, I thought about just keeping it. After canceling the contract, I tried to keep it because I didn’t need much money, but when I asked the Boram Mutual Aid Counselor what benefits there would be if I kept it, I didn’t feel like I needed it right away.
To be honest, I don’t have enough information about mutual aid, except this and that, and this and this, and hearing these words, I didn’t know anything, so I just wanted to cancel the contract. After that, I didn’t have the heart to keep it even more when I heard that it could be used as a cruise travel product.
Currently, I have paid 97 times, and if I pay 33 more times out of 130 times, it is said that all the existing expenses will be refunded without penalty.
To be honest, I don’t know if I did a good job or not. However, I decided to be satisfied because I felt like I had filled in the hole where something counted because I didn’t know why 30,000 won was withdrawn every month. More than that, I will reduce the posting of the cancellation refund for rewarding mutual aid cancellation.
▣ Did you cancel it well?
Do you treat mutually rewarding things well?
The counselor was kind and very satisfied. In addition, I was able to easily proceed as I wanted, and after consultation, the cancellation team contacted me, so I was able to cancel the mutual assistance right away that day.