How to check and pay non-payment of health insurance premiums – What are the disadvantages in case of non-payment?
National Health Insurance is a system established by the government to prepare for possible health deterioration that individuals may experience in the future. Since it is compulsory insurance, all citizens are enrolled in it and pay health insurance premiums every month. Today, we will tell you how to check and pay for health insurance premiums, and what disadvantages there are if you do not pay insurance premiums. 국민건강보험 미납 조회
index 좋은뉴스
What is Health Insurance?
Disadvantages of non-payment of health insurance premiums
How to check for unpaid health insurance premiums
How to pay for unpaid health insurance premiums
Health Insurance
What is Health Insurance?
In case some of you want to know the basic concept of health insurance, let’s take a quick look at what health insurance is. The health insurance system, as briefly mentioned at the beginning, is a system that prepares funds in advance to relieve the burden of expensive medical expenses when an individual citizen suffers an accident such as illness or injury. The cost is borne jointly by the people and the state.
Health insurance is divided into two major categories. There are ‘employment subscribers’ and ‘regional subscribers’. ‘Employee subscribers’ literally refers to workers who work at a workplace, and ‘regional subscribers’ include all non-employee subscribers, the self-employed and retirees. I’ll explain it simply enough, and now let’s get to the main point.
▼How to reduce health insurance premiums?▼
Reducing health insurance premiums
Disadvantages of non-payment of health insurance
Most of the local health insurance subscribers must have set the monthly health insurance premium to be automatically deducted from their bank account or linked to a card. (employee subscribers are deducted from their salary and paid instead)
If you do not have enough balance in your bank account or if your credit card limit is full, you may end up with unpaid health insurance premiums without even realizing it. I have had that happen quite a few times too. There are several disadvantages to not paying health insurance premiums for any reason.
1) Late payment of health insurance
If you do not pay health insurance premiums, a late fee will be incurred.
Overdue for 30 days after payment period – 1/1500 added per day
Overdue after 30 days after payment period – 1/6000 added per day
*The late fee is limited to 2% of the amount in arrears, and the late fee is limited to 5%.
2) Payment reminder
If your health insurance is unpaid, the National Insurance Corporation will issue a payment reminder. The due date for payment within 10 to 15 days will be notified, and if payment is not made even after issuance of the reminder, a disposition for delinquency will be issued.
3) Disposition of arrears
Business place (employee subscriber) – delinquent payment if payment is not made by the payment reminder period
Local subscriber – Those who have been in arrears for more than 3 months and have property and business income of over 300,000 won
4) seizure
In addition, if you fail to pay insurance premiums by a certain period, you may have your property (house, car, securities, etc.) finally seized.
Please see below for more information on the disadvantages of non-payment of health insurance premiums, including foreclosure conditions.
Go to Disadvantages of Failure to Pay Health Insurance Premiums
How to Check for Nonpayment of Health Insurance
As mentioned earlier, in the case of employee subscribers, the company pays the monthly health insurance premium instead, so there is nothing to do. So, most of the people who are reading this article are probably local subscribers. (or business representative)
Therefore, now, as a local subscriber, we will explain how to check and pay health insurance unpaid details.
1. Access the website of the National Health Insurance Corporation.
National Health Insurance Corporation website
2. Select [Individual] from the customized menu for each visitor on the main screen of the corporation and enter the [Insurance inquiry/payment] menu.
How to check non-payment of health insurance premiums
3. Then, you will see a screen asking you to log in as follows. Here, individuals can log in without membership registration through simple authentication or joint certificate.
4. After setting the period, click Search. The maximum inquiry period is 6 months.
Local insurance premium inquiry
5. If you have unpaid health insurance premiums, you can check the unpaid details and amount by month as follows.
Non-payment of health insurance fee
Paying your health insurance arrears
1. If you want to pay the unpaid health insurance premium right away, click the [Shortcut to insurance premium payment] button on the same screen.
premium payment
2. Select the premium to be paid, check whether to pay in part or in full, and select the desired payment method to complete the payment.
If you are a business representative, you can also check the amount of unpaid health insurance premiums of your employees through the website of the National Health Insurance Corporation. The method is the same as above, but in the case of businesses, unlike individuals, you must sign up as a member with your business registration number and joint certificate to view and pay.
As mentioned above, you can also check and pay unpaid health insurance premiums through the smartphone mobile application. The method is the same, so if you are comfortable on mobile, please check it out through the ‘THE Health Insurance’ app below.
▶ THE Health Insurance (Android)
▶ THE Health Insurance (IOS)
THE health insurance
Today, we learned about the disadvantages of checking and paying health insurance premiums and how to pay them. If you have not been able to avoid paying your health insurance premium, please solve it through the method we have told you today. thank you
View unpaid taxes
<Helpful information to know>
▶ Search for health checkup recipients
▶ Check the amount and timing of receiving the national pension
▶ Find the hidden insurance money (If you don’t find it, it will disappear!)